Medical Insurance Information

Fellows should carry their insurance card with them at all times. It is proof of insurance coverage. In addition, bring insurance coverage brochures with you when going to see a doctor.

If you require medical attention while you are in the United States, show this card to your care provider. One of two things will happen:

1. The care provider will make a copy of the card and send the bill to the insurance company directly. The insurance company will pay the care provider for services according to your coverage plan. There may be expenses that your insurance will not cover. In those cases, you will be required to pay the remaining amount to the care provider.

2. The care provider will ask you to pay for the service in full. If this happens, pay for the service. Make a photocopy of the bill and your proof of payment. Send the photocopies and a completed claim form (be sure to use the proper form depending on the nature of the service: medical or dental) to the insurance company. The address is on the claim forms. The insurance company will reimburse you for services according to your coverage plan

A description of medical coverage and claim form for the undergraduate exchange program is available for download below.

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